Kiva

Charity / Kiva — No Comments
29
Sep 11

Quick Kiva Update

We love Kiva.  The thought of helping families grow a business and build a better life for themselves is inspirational.  The Pape household is now up to 57 loans.

Here are our three most recent loans (translated from partner website).

Lilia Joy from Kiva.org

Lilia Joy is 51 years old and lives in the Philippines. She is married with 3 children. Lilia Joy has a shop that sells canned goods, snacks & beverages. She has had this business for 10 years. She requested a loan of PHP 10,000 to buy stock for her shop.

Magdalena from Kiva.org

Magdalena is 42 years old and lives in the Philippines. She is married with 5 children. Magdalena has a shop that sells canned goods, snacks & beverages. She has had this business for 4 years. She requested a loan of PHP 8,000 to buy canned goods, snacks & beverages.

Violeta from Kiva.org

Violeta is 45 years old and lives in the Philippines. She is married with 6 children. Violeta has a shop that sells green & yellow bananas. She has had this business for 6 years. She requested a loan for PHP 11,000 to buy bananas for sale.

Charity / Kiva — No Comments
19
Apr 11

Kiva update – 4/18/2011

Updated loan amounts to Kiva.org. Funded two more loans yesterday. Just two loans away from my goal of 50 loans.

Chea Nen

Dongkor, Cambodia Personal Use | Vehicle

Chea Nen, 62, is a farmer and her husband is a construction worker, and they can earn a daily income $1.66 per day. Chea Nen has six children, five of whom are married while the remaining one is single. There of her children were employed as sewing workers and have a formal salary every month.

She intends to buy a new motorcycle and repair her old house. This loan can make life easier for them as they can go anywhere faster than before. As for her future expectations, she hopes to sells all kinds of meals and vegetables in front of her house.

http://www.kiva.org/lend/287951

Chak’s Group

Location Undisclosed, Cambodia Agriculture | Farm Supplies

For privacy reasons, the Field Partner has requested that last names and location be undisclosed

This village bank loan consists of twenty-four members who hope that they can use their portions to improve their families’ standard of living. Mrs. Chak, born in 1964, was selected to be the village bank president by the other members.

Mrs. Chak is a farmer who owns a 1.20-hectare plot of land which she uses to grow rice for a living. She would like to ask for a loan to buy a water machine to support her crop growing. Her husband is a vice village chief who is able to earn a small salary to support their family, and he also helps his wife with farming. The couple has four children: one works for a mobile company and the other three are students who also assist with farming.

http://www.kiva.org/lend/281488

Charity / Kiva — No Comments
24
Mar 11

Kiva Update – 3/24/2011

Updated loan amounts to Kiva.org. Very close to my goal of 50 kiva loans.

Sara Patricia Herrera Alemán

San Rafael, Nicaragua Housing | Personal Housing Expenses

Sara Patricia Herrera Alemán currently works for a government organization in San Rafael as the assistant treasurer, and has worked for this organization for twenty three years. She is married. She has had seven loans with CEPRODEL and each one has been used to purchase building materials such as sand, cement, stone, gravel, blocks, etc., to improve and enlarge the house where she lives. These loans with CEPRODEL have been of great help to her since through them she has improved her living conditions and those of her family.

http://www.kiva.org/lend/278406?_te=ty

Edik Grigoryan

Ijevan, Armenia Services | Auto Repair

Edik Grigoryan was born in 1966. He lives in Ijevan city. Edik is married and has three children. His elder daughter is married and lives separately. His younger daughter and his son go to school. Edik’s wife is at home.

Since 1990, Edik has engaged in auto servicing. Now he is renting a workshop where he repairs cars, but he also has his own dilapidated workshop. He is asking for a 600.000 AMD loan to reconstruct this workshop. This will allow him to run his business at his own workshop and thus cut down his business expenses.

This is Edik’s third loan from Nor Horizon.

http://www.kiva.org/lend/280453?_te=ty

Maria Del Transito Rodriguez Pozo

Leon, Nicaragua Retail | Cosmetics Sales

Maria Del Trancito is 42 years old and married. She lives with her partner and their four children. For the last 3 years she has worked selling cosmetics. All of Maria’s customers are located in areas near the city and she gets around easily on foot while taking advantage to show her products to passers-by. Her dream is to have a larger inventory to offer variety to her customers. He greatest challenge is her competition, which with her experience she has managed to control and which is why she is always in search of new markets and good prices. She is requesting this loan for the purchase of lipstick, creams, perfumes, bags, underwear and general cosmetics.

http://www.kiva.org/lend/283418?_te=ty

Charity / Kiva — No Comments
2
Mar 11

Kiva Update – 3/2/2011

Added three more Kiva loans bringing the total to 43.  50 loans will be a big milestone for us and I can’t wait to hit it.

Erika Del Rosario Orozco Aguirre

  • Location: Managua, Nicaragua
  • Sector: Clothing
  • Activity: Clothing Sales
  • Loan Use: To invest in the purchase of school uniforms and cosmetics to increase her sales

Erika is a small merchant. She began her activity six years ago with the aim of giving financial support to her family. She began selling clothes and cosmetics through catalogues. She acquired customers thanks to her husband who is a supervisor in a private company, and she was granted loans by the microfinance institution Afodenic. She expanded her product range and successfully won and kept customers. She sells for cash and on credit.

She will use her new loan to buy school uniforms and cosmetics to meet the higher demand over the course of years.

Mut Vang’s Group

  • Location: Tuol Krang village, Cambodia
  • Sector: Food
  • Activity: Food Market
  • Loan Use: To buy more rice to resell

This group loan consists of four members. They are located in Tuol Krang village in Kandal province.

Mrs. Mut Vang was born in 1968 and is a group leader. She was selected to be the group leader by the other members.

Her husband, Mr. Hing Hun, is a farm laborer and can earn a small income to help support his family. He also owns a plot of land for growing rice. This couple has two children; both children are laborers.

Mrs. Mut Vang earns her living by selling rice in the local village. In order to support and enlarge her business, she would like to ask for a loan to buy more rice to resell. With this loan, she hopes to increase her income to improve the living conditions of her family.

Nathalia Rivas

  • Location: Caaguazú, Paraguay
  • Sector: Agriculture
  • Activity: Flowers
  • Loan Use: to buy ornamental plants, flowers, and seeds for seedlings that will be used for reforestation

Ms. Nathalia Rivas is 24 years old, single, and lives with her parents and five siblings. They work together to run their family business, which is a nursery they have had for 11 years.

Nathalia is working to continue this business, which is very important to the whole family because they depend on it to cover their daily needs, school expenses, and other typical family expenses.

She finished a two-year technical program in plastic arts and she would like to pursue another university degree sometime in the future.

Nathalia is requesting this loan to buy ornamental plants, flowers, and seeds for seedlings that will be used for reforestation.

 

 

 

 

Charity / Kiva — 1 Comment
1
Feb 11

Kiva Update: Just made our 40th Loan

Added three loans to Kiva.org.  I’m really happy that we are able to help out some families with small children.

Divina Raymundo

  • Location: Jala-jala, Rizal, Philippines
  • Loan Use: to buy fishing net, fish traps, and provide working capital

Tough, hardworking and a good mother of three are characteristics that describe Divina, a 39 year old woman. She is married to Jericko, who is also 39, and they work closely together as fishermen. The couple is motivated to work harder by their children, who live with them.

Flordeliza Fie

  • Location: Brgy. Banganan, Aritao, Nueva Vizcaya, Philippines
  • Loan Use: To purchase additional products to sell

Flordeliza Fie is from the village of Brgy. Bangana, Aritao, Nueva Vizcaya. She is 44 years old. Flordeliza is married and has 4 school-aged children. To make a living, Flordeliza owns and operates a business venture in the food sector making and selling food. The main source of income for the business comes from preparing and selling cooked food for daily meals. Flordeliza has been engaged in her business for over 8 years and earns approximately 4,500 PHP a month for these activities.

Gina Villegas

  • Location: Brgy.Banganan, Aritao, Nueva Vizcaya, Philippines
  • Loan Use: To purchase new items to expand product offerings

Gina Villegas is from the village of Brgy. Banganan, Aritao, Nueva Vizcaya. She is 40 years old. Gina is married and has 3 school-aged children. To make a living, Gina owns and operates a general store. The main source of income for the business comes from selling both food and daily use products in the local community. Gina has been engaged in her business for over 7 years and earns approximately 4,000 PHP a month for these activities.

Charity / Kiva — 1 Comment
12
Nov 10

Kiva Update

Supported two individuals today.  Both had 3 school aged children to support.  Its nice to think that I’m not just helping a entrepreneur but also a family succeed.

Hilda Ladao

Click to enlarge

About the Loan

Location:
Liong, Guinsiliban Camiguin Province, Philippines
 Repayment Term: 6 months
(more info)
Sector: Retail Repayment Schedule: Monthly
Activity: Retail Currency Exchange Loss: Covered
Loan Use: to purchase additional bananas to buy and sell Default Protection: Not Covered

Hilda Ladao is from the village of Liong, Guinsiliban, Camiguin Province. She is 36 years old. Hilda is married and has 3 school-aged children. To make a living, Hilda owns & operates a business venture in the retail sector operating a specialized retail store. While not the only means for generating revenue, the main source of income for the business comes primarily from buying and selling of green bananas in the local community. Hilda has been engaged in her business for over 2 years and earns approximately 2000 PHP a month for these activities.

Christine Lagrada

Click to enlarge

About the Loan

Location:
Balbagon, Mambajao Camiguin Province, Philippines
 Repayment Term: 6 months
(more info)
Sector: Food Repayment Schedule: Monthly
Activity: Fish Selling Currency Exchange Loss: Covered
Loan Use: to purchase additional inventory and as working capital Default Protection: Not Covered

Christine Lagrada is from the village of Balbagon, Mambajao, Camiguin Province. She is 28 years old. Christine is married and has three school-aged children. To make a living, she owns and operates a specialized retail store, buying and selling a variety of fish like sardines, solib, kutob, kabalyas, kugita and kubotan in the local community. She has been engaged in her business for over four years and earns approximately $75 a month for these activities.

Charity / Kiva — No Comments
29
Oct 10

Kiva Update

Another Kiva update bringing our total “loans” to 32. Both these recipients still need contributions so follow the link at the bottom of the page and help out if you are interested. thanks.

Click to enlarge

Yaa Kwaa Gladys Mensah

About the Loan

Location:
Abura, Ghana
 Repayment Term: 6 months
(more info)
Activity: Food Production/Sales Repayment Schedule: Monthly
Loan Use: add to her initial capital Currency Exchange Loss: Possible
Default Protection: Not Covered

Yaa Kwaa Gladys Mensah sells ‘Fante kenkey’ (fermented corn dough, a staple food) and serves it with fried fish and pepper sauce at Abura. She is married and has six dependents. Her husband is a farmer. Yaa has been in this trade for some time now. She assists her husband in the payment of school fees and utility bills. The loan will be added to her initial capital to help her expand her business. She hopes to use the new profits from her business to build a shop to sell provisions.

She has displayed to the left of her table with a few “Fante kenkey”s for sale.

More info: http://www.kiva.org/lend/242090?_te=ty

Click to enlarge

Marivonne Lamberto

About the Loan
Location:
Caloocan City, Philippines
 Repayment Term: 7 months
(more info)
Activity: Retail Repayment Schedule: Monthly
Loan Use: buy more quantities and varieties of products to expand her product inventory. Currency Exchange Loss: Covered
Default Protection: Not Covered

This is Marivonne Lamberte, 38, resident of Caloocan City, Philippines. She is married to Edgardo Lamberte, an overseas Filipino worker, and mother of two youngsters currently enrolled in elementary school. By the grace of God, Marivonne has managed to support her children’s schooling. At this time, she is working hard to send both of her children all the way through college. A dream for most Filipino parents like Marivonne, as she herself has been a college undergraduate and believes that a college diploma is the best inheritance parents could leave to their children.

Marivonne operates a retail business. What she basically does is buy general merchandise from wholesalers then sells them piecemeal with a little profit. Products can range from furniture to household appliances, electronic devices, clothing and other products of the like. Customers are attracted to buy due to the low selling prices and the many options they are offered. Her regular customers are her neighbors and the local community. She earns a minimum of Php200 in sales every day.

To help her continue operations of her business, she is requesting a Php11, 000 loan. She will be utilizing the loan to buy more quantities and varieties of products to expand her product inventory. She expects a boost in her business income as she expands her business.

Marivonne dreams to be able to give all her children a good and high quality education through all her hard work on her business. She also hopes to have her house renovated by the end of the year. She faithfully meets up with her co-fellowship* members to share stories of her work every week.

More info: http://www.kiva.org/lend/242765?_te=ty

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